Alldigitalnet Technologies > Credit Card Processing

Accept credit card payments online. Alldigitalnet can provide you with the tools to start accepting credit cards on your Internet site.

Maybe you've just opened shop. Or maybe you've been in business for years. Either way, if you're about to accept credit cards from your customers, you're in good company. Here's why:

It's easier for your customers to pay you. Plus, they often spend more.
You can accept orders - in person, mail, telephone, or Internet.
Your business enjoys enhanced credibility.
You can gain incremental business through your customer's impulse purchases.
In many cases, the credit card option can increase the average ticket sale.

+ Virtual Terminal Service

Virtual Terminal service offers merchants a low-cost merchant account with high-value features. With, your credit card processing runs right over the Internet. Just enter your transactions through the ‘Net wherever you are – at your place of business, your home, or through your laptop at a tradeshow or client site.

+ Internet Processing

Are you accepting credit cards from your customers on-line and in real-time? Do you want to? Join the e-commerce revolution with the merchant account.

+ Merchant Accounts

An account setup by a bank which allows you to accept credit cards. Your merchant account will deposit collected funds into your business's checking account every 24 hours.

+ Discount Rate

A percentage that is paid to the credit card company on each transaction. If a customer makes a credit card purchase worth $10.00 and your discount rate is 2.4%, you pay $0.24 for the $10 sale. A competitive discount rate is roughly 2.40%. Keep in mind that discount rates on the web are higher than that of brick and mortar stores. Make sure the rates that are quoted to you are for INTERNET sales.

+ Gateway Processor

A gateway processor charges your customers' credit cards via the web and sends the funds to your merchant account.

+ Monthly Processing Minimum

The monthly processing minimum is the MINIMUM monthly fee you must pay to the credit card company. A competitive monthly minimum is approx $30. Example: If you sell $1000 in goods over one month, your total Discount Rate (see explanation above) would be $23.90. This amount does not meet the $30 minimum so the credit card company will round your charge up to $30. If the discount rate and transaction fees exceed $30, then you have met the Monthly Processing Minimum and the fee does not apply.

+ Real-Time Processing

This method of credit card charging authorizes and charges the customer's credit card at the time of purchase.

+ Off-line Processing

This method of credit card charging allows you to capture your customers' credit card information for charging at a later time. If you have an existing off-line merchant account, this may be a good option for you.

+ Secure Socket Layer (SSL)

SSL is a secure web protocol that uses 128 bit or higher encryption to keep your customer's card number and personal information secure. More Info...

+ Statement Fee

This charge is exactly as it sounds. The fee you pay for the bank to generate and mail you a statement outlining your transactions. Statement fees usually cost between $10.00-$15.00/month.

+ Transaction Fee

The amount charged per transaction. Most companies charge around $0.30. If you make 50 sales per month the total transaction fee would equal (0.30 x 50 = $15.00).

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